It’s not always easy to create and actually keep a budget. That’s because most of us are not really taught how to manage our money. Keeping a budget is, in fact, the key to wealth. The great news is this: it is possible to create (and keep) a budget- and not be up to your eyeballs in debt. You just must learn some keys to budgeting. The following budgeting skills will help you to put it all into perspective and learn how to budget so that you have all the money you need to cover all of your bills- with some left over. There are two major rules when it comes to budgeting. First of all, … [Read more...]
The Top 11 Ways to Save Money on a Tight Budget
You may think that saving money is too hard to do- I mean, after all- you barely make enough money to make ends meet, right? Well, the truth is, it is possible to save money, even when you’re living on a really tight budget. Following are eleven ways to save money on a tight budget. Simply implement these tips into your daily life and you will find that you are able to squirrel some of that hard-earned money away for a rainy day. Some Great Ways to Save Money on a Tight Budget: There are always ways to watch your money and save a little more than you’re doing now. Here are a … [Read more...]
How To Plan A Wedding On A Small Budget and Make It Work
Weddings are special occasions that deserve to be celebrated with all fanfare. The economic situation of today makes it difficult for brides to make their wedding dreams a reality. The soaring expenses can put a big gloom on your big day. Just like you plan for any other major event in your life, planning for the wedding expenses will help you to make the wedding, a success you had envisioned it to be. When you know how to plan a wedding on a small budget, you can include in all that you had dreamed of for your wedding without having to make any big sacrifices. Proper planning and … [Read more...]
How to Live On A Budget And Still Enjoy Your Life
With the economy not showing any signs of perking up in the near future for the middle class, people are left with the choice of living within their means. In the United States, people are still reeling from the effects of the economic crisis of 2008. Family finances are strained and even families that earn a considerably high income are looking to save money. In such trying times, knowing how to live on a budget has become a vital necessity that no one can ignore anymore. Spending within budget is actually the right way to save you from debt. Budget living allows you to curb the … [Read more...]
How to Set a Solid Christmas Budget
Each and every year it gets to the end of November and money starts to look tighter than Santa’s belt. Chances are that you knew you should have saved up to buy Christmas presents, but you didn’t. You’re unfortunately just going to try to cut back and make it fit. While you may be able to save a few dollars using this strategy, you probably won’t be able meet your full Christmas budget. According to the American Research Group, survey of 1,100 adults nationwide, the average response was a planned spending amount of $854. Bracing for an Emergency: One of the hardest things about … [Read more...]