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Budgeting Skills You Can Master In No Time

March 22, 2020 by admin 7 Comments

It’s not always easy to create and actually keep a budget. That’s because most of us are not really taught how to manage our money. Keeping a budget is, in fact, the key to wealth. The great news is this: it is possible to create (and keep) a budget- and not be up to your eyeballs in debt. You just must learn some keys to budgeting. The following budgeting skills will help you to put it all into perspective and learn how to budget so that you have all the money you need to cover all of your bills- with some left over. There are two major rules when it comes to budgeting. First of all, … [Read more...]

Filed Under: Saving Tagged With: Budgeting

5 Easy Ways to Save Money on Any Budget

February 9, 2020 by admin Leave a Comment

5 Easy Ways to Save Money on Any Budget

Let’s face it: for most salaried individuals, especially the ones in the middle income group, saving money remains one of the most daunting and biggest challenges. Remember, the ever-increasing inflation rate and the ever-so-growing dearness is making it difficult for most people to make a sizable saving from their hard-earned money. But you will be surprised when we say it is easier than ever to save your hard-earned money, no matter what your budget is. Wondering how? Simply skim through this post to get acquainted to 5 easy ways to save tax on any budget. So, let’s start! … [Read more...]

Filed Under: Saving

The Hidden Cost of Dental Insurance

January 26, 2020 by admin Leave a Comment

Having dental insurance can spring up unexpected extra fees and surprise membership charges. It’s important to be aware of hidden costs when considering a dental insurance plan. Find a policy that meets your budget, needs, and is affordable for you and your family.   Surprise Enrollment Fees Companies unable to mandate your enrollment will often charge a sign-up fee. This charge reflects as a privilege to sign up with the company in question. These one-time setup fees most often sneak into family dental insurance plans. This is often how independent companies make a profit since … [Read more...]

Filed Under: Saving

The Top 11 Ways to Save Money on a Tight Budget

January 12, 2020 by admin 2 Comments

You may think that saving money is too hard to do- I mean, after all- you barely make enough money to make ends meet, right? Well, the truth is, it is possible to save money, even when you’re living on a really tight budget. Following are eleven ways to save money on a tight budget. Simply implement these tips into your daily life and you will find that you are able to squirrel some of that hard-earned money away for a rainy day.   Some Great Ways to Save Money on a Tight Budget: There are always ways to watch your money and save a little more than you’re doing now.  Here are a … [Read more...]

Filed Under: Saving Tagged With: Budgeting

Securing Your Future with Comprehensive Financial Planning

December 15, 2019 by admin Leave a Comment

Most often people tend to concentrate on their immediate money concerns and issues rather than have a long term financial perspective. Planning for retirement, meeting the education expenses of children and seeing to the welfare of your spouse after you, are some of the comprehensive situations wherein you need to act intelligently now to accomplish your long term objectives. Mostly people believe that financial planning is for the rich only. But this is not true. People of all income groups need a sound financial advice and planning. Setting up your finances will help you know what … [Read more...]

Filed Under: Saving Tagged With: comprehensive financial planning

How to Reach Your Financial Goals With a Few Simple Hacks

November 19, 2019 by admin Leave a Comment

We all have financial goals that we dream of reaching. For some people, the goal is to find enough money to eventually buy a dream car or the perfect house. For other people, all they want is to feel comfortable enough with their finances that they don’t have to worry about stretching and scrimping to make ends meet. Whatever your ambitions might be, you can begin to make progress in no time with a few simple changes to your day-to-day habits. Here are some quick ways that you can make a big change in the year ahead and start to reach your targets. 1.    Use A Cash Only … [Read more...]

Filed Under: Saving

Awesome Vacations on a Budget that You’ll Remember for a Lifetime

November 3, 2019 by admin Leave a Comment

We all need a vacation from time to time, right? But, you’re living on a budget - you live paycheck to paycheck. How can you ever afford to go on awesome vacations on a budget? Well, I am here to tell you how! Going on a vacation does not mean you have to give up your dreams for financial freedom.  In fact if you pick the right places to look I think you'll find it's pretty easy to come up with the money you need to take that trip of your dreams. When you’re single, you don’t consider things like being able to afford a vacation, but when you have a family, it can get pretty expensive … [Read more...]

Filed Under: Saving Tagged With: vacations

Easy Ways To Save Money On a Monthly Basis

September 8, 2019 by admin 1 Comment

Are there any easy ways to save money on a monthly basis? Looking for different savings options is often a priority for both the financially independent, as well as for those living paycheck to paycheck. Some ways to save are downright obvious. Cook at home to avoid spending on restaurants or turn off the lights if you're not in the room. Other times though, saving money doesn't come easy. And the reasons vary from household to household. Lack of financial education is clearly a good explanation as to why many have no idea how to save on a regular basis. Being in debt often … [Read more...]

Filed Under: Saving

How to Balance Your Budget in 5 Easy Steps

July 21, 2019 by admin Leave a Comment

Trying to save money for your financial goals and pay all of your bills on time can feel like you're walking a tightrope with big weights on either arm, ready to pull you down. The more you spend beyond your means, the harder it will be for you to keep track of your expenses and reduce your risk of unnecessary debt. While it's tempting to keep pushing forward and ignoring the issues that could be causing your budget to fail, it's far more valuable to sit down and address your money worries before they become overwhelming. Balancing your budget will give you the freedom and confidence you … [Read more...]

Filed Under: Saving

How to Maximize Your Entertainment Per Dollar Value

June 2, 2019 by admin Leave a Comment

How much money do you spend to be entertained? You can quantify your experience by calculating something known as the “entertainment per dollar” ratio. This is the idea that takes the value of the item (or service), divides it by how long you’re into it, and presents a dollar amount for each hour you’re entertained. An example of this would be a $50 video game that stretches 20 hours thus making the entertainment per dollar at $2.50/hr. It’s a good way to save money on entertainment for several reasons. The main reason being that you’re hesitant from buying a product or service … [Read more...]

Filed Under: Saving

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  • How to Maximize Your Entertainment Per Dollar Value

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