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Budgeting Skills You Can Master In No Time

March 22, 2020 by admin 7 Comments

It’s not always easy to create and actually keep a budget. That’s because most of us are not really taught how to manage our money. Keeping a budget is, in fact, the key to wealth. The great news is this: it is possible to create (and keep) a budget- and not be up to your eyeballs in debt. You just must learn some keys to budgeting. The following budgeting skills will help you to put it all into perspective and learn how to budget so that you have all the money you need to cover all of your bills- with some left over. There are two major rules when it comes to budgeting. First of all, … [Read more...]

Filed Under: Saving Tagged With: Budgeting

How to Consolidate Bills and Free Your Finances

March 8, 2020 by admin 1 Comment

When you are bogged down by several bills that have piled up along the years, it’s high time you considered a permanent solution to the issue. To be free of the pressure put on you by the creditors and bring down the monthly payments, you do have a simple but effective solution. You can consolidate bills you have added on and combine them to reduce the monthly dues. The consolidation offers you an option to reach your financial objectives in an easy way. It also results in fewer due dates that you should remember as well as the option of adding the routine service bills into a single … [Read more...]

Filed Under: Debt Tagged With: consolidate bills, Money help

Why Dividends are the Ultimate Passive Income Stream

February 23, 2020 by admin 3 Comments

A good passive income stream is something that we all want to master especially if we want to take control of our financial destiny. Financial services are full of a range of products such as online fast cash loans as a way to encourage people to spend. However, you can also use passive income as a way to spend in a way that suits you. Here is why dividends are the best part of passive income that many of us do not know how to master but it is relatively easy to do so.   Why the Best Passive Income Stream Comes from Dividend Stocks: • Buy shares in companies that give … [Read more...]

Filed Under: Investing Tagged With: passive income, stocks

5 Easy Ways to Save Money on Any Budget

February 9, 2020 by admin Leave a Comment

5 Easy Ways to Save Money on Any Budget

Let’s face it: for most salaried individuals, especially the ones in the middle income group, saving money remains one of the most daunting and biggest challenges. Remember, the ever-increasing inflation rate and the ever-so-growing dearness is making it difficult for most people to make a sizable saving from their hard-earned money. But you will be surprised when we say it is easier than ever to save your hard-earned money, no matter what your budget is. Wondering how? Simply skim through this post to get acquainted to 5 easy ways to save tax on any budget. So, let’s start! … [Read more...]

Filed Under: Saving

The Hidden Cost of Dental Insurance

January 26, 2020 by admin Leave a Comment

Having dental insurance can spring up unexpected extra fees and surprise membership charges. It’s important to be aware of hidden costs when considering a dental insurance plan. Find a policy that meets your budget, needs, and is affordable for you and your family.   Surprise Enrollment Fees Companies unable to mandate your enrollment will often charge a sign-up fee. This charge reflects as a privilege to sign up with the company in question. These one-time setup fees most often sneak into family dental insurance plans. This is often how independent companies make a profit since … [Read more...]

Filed Under: Saving

The Top 11 Ways to Save Money on a Tight Budget

January 12, 2020 by admin 2 Comments

You may think that saving money is too hard to do- I mean, after all- you barely make enough money to make ends meet, right? Well, the truth is, it is possible to save money, even when you’re living on a really tight budget. Following are eleven ways to save money on a tight budget. Simply implement these tips into your daily life and you will find that you are able to squirrel some of that hard-earned money away for a rainy day.   Some Great Ways to Save Money on a Tight Budget: There are always ways to watch your money and save a little more than you’re doing now.  Here are a … [Read more...]

Filed Under: Saving Tagged With: Budgeting

Securing Your Future with Comprehensive Financial Planning

December 15, 2019 by admin Leave a Comment

Most often people tend to concentrate on their immediate money concerns and issues rather than have a long term financial perspective. Planning for retirement, meeting the education expenses of children and seeing to the welfare of your spouse after you, are some of the comprehensive situations wherein you need to act intelligently now to accomplish your long term objectives. Mostly people believe that financial planning is for the rich only. But this is not true. People of all income groups need a sound financial advice and planning. Setting up your finances will help you know what … [Read more...]

Filed Under: Saving Tagged With: comprehensive financial planning

How to Reach Your Financial Goals With a Few Simple Hacks

November 19, 2019 by admin Leave a Comment

We all have financial goals that we dream of reaching. For some people, the goal is to find enough money to eventually buy a dream car or the perfect house. For other people, all they want is to feel comfortable enough with their finances that they don’t have to worry about stretching and scrimping to make ends meet. Whatever your ambitions might be, you can begin to make progress in no time with a few simple changes to your day-to-day habits. Here are some quick ways that you can make a big change in the year ahead and start to reach your targets. 1.    Use A Cash Only … [Read more...]

Filed Under: Saving

Awesome Vacations on a Budget that You’ll Remember for a Lifetime

November 3, 2019 by admin Leave a Comment

We all need a vacation from time to time, right? But, you’re living on a budget - you live paycheck to paycheck. How can you ever afford to go on awesome vacations on a budget? Well, I am here to tell you how! Going on a vacation does not mean you have to give up your dreams for financial freedom.  In fact if you pick the right places to look I think you'll find it's pretty easy to come up with the money you need to take that trip of your dreams. When you’re single, you don’t consider things like being able to afford a vacation, but when you have a family, it can get pretty expensive … [Read more...]

Filed Under: Saving Tagged With: vacations

What’s Your Scary Mortgage Story?

October 20, 2019 by admin 1 Comment

Over the last 10 years, I'm sure there are a lot of people out there who unfortunately have a nasty and scary mortgage story to share. Maybe their lender tricked them out of money.  Maybe their payment doubled in price.  Maybe they were one of those people who were labeled as squatters because they chose to stay in their home even after they stopped making payments. When it comes to debt, there's nothing worse than when your mortgage goes sour.  It's not something the credit companies take lightly, and it can haunt you for a long time. There are a lot of horror stories out there. … [Read more...]

Filed Under: Debt Tagged With: Mortgage

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