In the olden days, protecting your castle was as simply as building a wall around it and hiring some guards.  Nowadays protection comes in the form of an insurance policy.  In fact, if you have a mortgage on your home, you have no choice but to secure homeowners insurance coverage. Though there are many different levels of protection you can purchase, it is helpful to understand how to get cheap homeowners insurance by cutting out things you may not necessarily need.   Insurance companies will be happy to sell you all the coverage you’re willing to pay for.  But certain types of coverage … [Read more...]