Not everyone is prepared to deal with a hardship.  In fact according to a recent article from CNN Money about emergency funds, 64%, of Americans don't have enough cash on hand to handle a $1,000 emergency expense (according to the National Foundation for Credit Counseling). Sometimes we get so caught up in living paycheck to paycheck that we forget to save for the times when we’ll need it the most.  If you’ve ever found yourself stuck in one of these situations where you need fast cash now and didn’t know where to turn, fortunately there are alternatives to taking out a high-interest payday … [Read more...]